The Budget Crowd

Live the life you want, without debt. 1

What a Debt-Free Lifestyle Can Buy

Today’s inspiration comes from a post on reddit about how to spend some extra money: I am 31 and starting a new job and going to make 4-5x my last year’s salary. I have 140k @ 6.8% in student loans, and next to no retirement investments. I can pay my student loans off in about 3 years, and I’m planning...

thisisbossi-flickr 0

A Dirty Little Secret About Student Loans

Are you in trouble with student loans? Here’s a quick test- did your parents co-sign when you borrowed money to pay for school? If the answer is yes, then you may be in more trouble than you realize. Student loans are about as American as apple pie. Unfortunately many students enter the working world with the mindset that student loans will...

Splitting Up Your Money 0

What to do with Your $3,034 Tax Return

Tax season may be winding down, but federal tax returns are ramping up. The average tax return is a whopping $3,034 so far this year with the IRS having paid out some $147 billion through February. That’s a lot of Taco Bell for the college students out there (or enough money to buy everyone in the United States a new...

Extended Warranty Savings 0

Are Extended Warranties Worth the Money?

Extended warranties on digital cameras, TVs and other electronics may seem like a good idea to protect your big purchase. After all, you want your new toy to keep you happy for years to come! So what’s wrong with buying a little insurance? Let’s take a look at what extended warranties usually cover, whether you need the added protection, and...

Are Higher Interest Rates Bad for Buyers? 0

Why Higher Interest Rates Can Be Good for Homebuyers

Mortgage rates have been so low for so long that many are starting to wonder – what happens when rates rise again? Will a generation of first-time buyers miss out on their chance to own a home? Rising interest rates are often a Realtor talking point, and an effective one. Young people and couples with no experience in the housing...